Latest Articles

Emergency funds belong in your offset account (or the stock market)

If you follow big name financial independence bloggers, you’ll notice that there’s a growing trend advocating we put our emergency fund in the stock market. The theory is that an emergency fund is for people who don’t have the foresight to manage their money properly. But we’re financial independence enthusiasts, we know what we’re doing. Read the full article…

Safe Withdrawal Rates for Aussies — Part 8: Summary (So Far)

Many of us in the financial independence community like to consider ourselves non-conformists. While the masses are deep in consumer debt and locking themselves into years of work, the rest of us are being smarter with our money and setting ourselves up for a long life of leisure. But at the same time, we all Read the full article…

Investment Growth

2018 Net Worth Report: Year in Review

I think it’s good to take some time every six to twelve months to evaluate the progress of our journey to financial independence. Not only is it motivating to recognise our progress, but we can also identify areas where we are falling short and develop ways to improve. With that in mind, here is my year Read the full article…