Calculate your early retirement date
- Designed for Australia's two phase retirement system
- Optimises your investment portfolio and superannuation contributions
- Forecasts the balance you must accumulate to retire and what age you will achieve it
Latest Articles
Safe Withdrawal Rates for Aussies — Part 9: The Ordinary Dollar SWR Calculator
Astute observers of this website may have noticed that we’ve been promising an online safe withdrawal rate calculator for a while now. And it’s finally here! The problem with safe withdrawal rate research is that it’s generally focused on calculating the safe withdrawal rate for a pre-defined set of criteria. For example, a portfolio of Read the full article…
An Analysis of the Thornhill Method — Part 2: The LIC Trade-Off
Welcome to the next instalment of our analysis of the Thornhill Method. In the last post, we looked at dividends and showed that there is no difference between selling shares for income and living off a dividend stream. This is because any benefit of dividends is immediately arbitraged away in an efficient market. But some Read the full article…
An Analysis of the Thornhill Method — Part 1: The Dividend Delusion
If you’ve been hanging around financial independence forums, you might have noticed two competing approaches to financial independence. The first advocates accumulative a large portfolio of shares and sell those shares as income during retirement. And the second — known as the Thornhill Method — advocates accumulating a growing dividend stream and living off dividend Read the full article…