Calculate your early retirement date
- Designed for Australia's two phase retirement system
- Optimises your investment portfolio and superannuation contributions
- Forecasts the balance you must accumulate to retire and what age you will achieve it

Latest Articles

Net Worth Report: Quarter 2, 2019
It’s been a long time between drinks (again)! Here’s the second Net Worth Report since we changed from a monthly to a quarterly format. This quarter couldn’t have been more different than last. In fact, for the first time, my net worth actually reduced in one month! Although this wasn’t entirely under my control, this Read the full article…

Safe Withdrawal Rates for Aussies — Part 9: The Ordinary Dollar SWR Calculator
Astute observers of this website may have noticed that we’ve been promising an online safe withdrawal rate calculator for a while now. And it’s finally here! The problem with safe withdrawal rate research is that it’s generally focused on calculating the safe withdrawal rate for a pre-defined set of criteria. For example, a portfolio of Read the full article…

An Analysis of the Thornhill Method — Part 2: The LIC Trade-Off
Welcome to the next instalment of our analysis of the Thornhill Method. In the last post, we looked at dividends and showed that there is no difference between selling shares for income and living off a dividend stream. This is because any benefit of dividends is immediately arbitraged away in an efficient market. But some Read the full article…